Genesee Co-op is a great place to borrow when you are looking for a competitive interest rate, excellent customer service, and financial guidance. There are all kinds of ways we go the extra mile to help our members.
We are "The Little Credit Union that CAN!"
We work closely with first-time home buyers to help them get mortgage-ready and have developed ways to assist our lower-income members or those building their credit history to qualify for a mortgage.Learn More
One2One Member Business Guide
One2One showcases businesses, artists, craftspeople, and home and cottage industries owned by Genesee Co-op FCU members. One2One connects you to these local business owners so you can support them and SHOP LOCAL, BUY LOCAL.
Check out the goods and services available from other Credit Union members!Search Listings
Locate Closest CO-OP ATMs
These ATM Owners do NOT charge for OUR card!
Now you can get cash surcharge-free from the ATM owner at more ATMs than ever. We charge only one dollar for using an ATM we do not own. Our members can visit any of nearly 30,000 ATMs that display the CO-OP logo. So whether you’re across town, or far from home for work or pleasure, you’re never too far from your money.Find a Location
Our Members make the difference.
Member Since 1982
"I've been a member since the Credit Union was just Dave Knoll with a cardtable in the hallway of the old Genesee Coop on Saturday mornings. I've never been tempted to go anywhere else since that time, even though I now live thirty miles away. I like dealing with nice staff who know my name, who are eager to help, and who are dedicated to financial literacy and empowerment. Plus, it's good to know that my money is being used to invest in people rather than fill the pockets of the wealthiest.
In addition to savings and checking I've turned to the credit union for debit cards, line-of-credit, auto financing, on-line banking, and a home mortgage. I've now financed at least four cars through the credit union, and I've successfully encouraged friends to do the same.
One of my boldest statements ever in the face of raw financial power was when the car dealer required me to sit through a presentation on their financing. My response: "I'm a loyal credit union member, and I'll stick with it even if you offer me zero percent. If I ever get in trouble, the Credit Union will help me work it out, but you guys'll just send the collection agent after me." The guy just gulped and that was that.
And I don't want to forget to mention that as a Credit Union member I get to vote. Real democracy - awesome!
Genesee Co-op Federal Credit Union - it's the best deal in town!"
The Little Credit Union That Can
Genesee Co-op Federal Credit Union provides a broad range of affordable, quality services to increase the financial skills and wealth of our member-owners. We are responsive to the needs of our community. We are committed to social inclusiveness. We are dedicated to responsible community development and education.
Become a Member of Genesee Co-op
- When you join, you are not just a member -- you are an owner!
- You elect the Board of Directors who are members of the CU.
- Attend Annual Membership Meetings.
Learn about the benefits of becoming a Genesee Co-op FCU member.