Why Join Genesee Co-op
- Checking account with no minimum balance and low fees!
- Personal service - we get to know our members.
- Surcharge-free ATM access at over 30,000 locations
- Over 5,600 shared branches nationwide
- Personalized underwriting for every loan application
- Amazing rates for auto loans
- We can help you become a first-time homeowner
- Green loans to help you save money by making your home more energy efficient
- We are here for our our members and community!
Locate Surcharge-Free ATMs and Shared Branches

These ATM Owners do NOT charge for OUR card!
Now you can get cash surcharge-free from the ATM owner at more ATMs than ever. After four free uses per month we charge only one dollar for using an ATM we do not own. Our members can visit any of nearly 30,000 ATMs that display the CO-OP logo. So whether you’re across town, or far from home for work or pleasure, you’re never too far from your money.
Find a LocationOur Members make the difference.

Member Since 1982
Alison is credited with inspiring the founder of Genesee Co-op FCU, David Knoll, to become an organizer of the credit union. According to David, "Alison said to me 'You need to start a credit union!' With the information and contacts she provided me, I worked to get Genesee Co-op FCU going." THANK YOU ALISON!!
"I was an early joiner. I'm supporting what I believe."