Why Join Genesee Co-op
- Checking account with no minimum balance and low fees!
- Personal service - we get to know our members.
- Surcharge-free ATM access at over 30,000 locations
- Over 5,600 shared branches nationwide
- Personalized underwriting for every loan application
- Amazing rates for auto loans
- We can help you become a first-time homeowner
- Green loans to help you save money by making your home more energy efficient
- We are here for our our members and community!
Locate Surcharge-Free ATMs and Shared Branches
These ATM Owners do NOT charge for OUR card!
Now you can get cash surcharge-free from the ATM owner at more ATMs than ever. After four free uses per month we charge only one dollar for using an ATM we do not own. Our members can visit any of nearly 30,000 ATMs that display the CO-OP logo. So whether you’re across town, or far from home for work or pleasure, you’re never too far from your money.
Find a LocationOur Members make the difference.
Member Since 2004
"What has the CU done for and meant to me? How about warmth and security? When I joined I felt, and still feel, that the diversity of the neighborhood is well represented both by the CU's members and its employees. As welcoming as the staff is, I had no problem following when the building on Gregory St became its new home. The loyalty I felt to Genesee Co-op FCU at that time has been validated by an incident in May 2009. One of my checks was presented to the teller, unsigned, for a large amount. When that individual came back with same check supposedly signed by me, the CU refused to cash it, because the staff recognized the signature as forged. I got to see how the sense of kinship the CU propagates, plays out in order to safeguard its members. Thank you, team."