New Look, Same Credit Union.

Learn what’s new—and what will always stay the same.

Banking that counts you in

You’re more than a number at Genesee Co-op. Since 1982, our Rochester credit union has provided quality banking services to people whose dreams and ideals have been counted out by other financial institutions.

Two women smiling and hugging

If you didn’t fit in there, you’ll like it here.

However you dream, wherever you’re from, whatever you believe in, you’ll get what you need at our Rochester credit union to build the life you dared to imagine.

Personal

Better borrowing, steadfast savings.

  • Personal Checking Accounts
  • Personal Savings Accounts
  • Personal Loans
  • Tellers who understand & trust you

Business

Financing for courageous dreamers.

  • Business Checking & Savings
  • Business Line of Credit
  • Business Loans
  • A team that believes in & pushes you

Community

The economic justice we dare to imagine.

  • Member Stories
  • Advocacy
  • Community Partners
  • An economy that includes you & your loved ones

Why our members choose us

The credit union looks at the things happening in your life and works with you. They know that people don't fail because they are not working on their life. Sometimes things just happen. I would like to get my next mortgage through them. I love them, they just fit my needs.

Francine Keeton
Member since 1982

Genesee gets deep with anyone they’re going to lend to. They listen and support people who are desperate. They have successes that other credit unions are stunned by – but it’s because they take a lot of time to get to know their members. There are no barriers. Genesee creates opportunities for everyone, regardless of who you are.

Deniz Akman
Consumer Credit Counseling Services of Rochester

As a small business owner I know how important relationships are - unlike other financial institutions Genesee Co-op feels like a community. In 2021 I was able to buy a home with their help.

Monwell Floyd
Member Since 2004

We need more credit unions like this. Big or small these folks help all. I have been a member a long time and I think we need to remember local markets and local companies don't always have the resources as the big guys. Sometimes its helpful if we take into consideration the mission of credit unions like this and the people they help. Not all times is going to be super easy but I know that its helping My people right here in Rochester NY not helping some equity position far, far away. Thank you for having us as members.

Robert A.
Google Review

This little bank is amazing. They treat you like family and genuinely care about your financial help. Best bank I've used.

Alycia
Google Review

I joined the credit union because my bank was starting to charge fees for different transactions and setting a minimum amount on how much you had to have in your account. People at the credit union don't wear suits and they're down to earth. When I go there, it's friendly and welcoming.

Deb Muratore
Member since 1985

When we moved to Rochester, we heard about Genesee Co-op from friends. We were so happy to find a credit union that shared our values and could help us buy our first home.

AJ & Ada
Members since 2021

When I first came to the credit union and talked to one gentleman, he was so amicable and welcomed me with a warm reception. I have stayed solely because of the employees. All of them, without any discrimination are welcoming, friendly, amicable people.

Ephraim Kinfemichael
Member since 2004

It's important to me to know that my money supports a non-profit, community-based, socially-responsible saving and lending institution. Now more than ever, we need alternatives to the mega-banks that have made such a mess of our economy.

David Knoll
Genesee Co-op Founder

I had a wonderful experience with this credit union. Everyone from the tellers to the loan officers and even management have been super kind and receptive to my needs. The process itself was incredibly easy and the rates can't be beat.

Book Worm
Google Review

I turn to Genesee Co-op anytime I need financial help. What I love is that they helped me understand the lending process and educated me on financial tools that allow me to secure financing. They helped me get an affordable car loan, open my business, and recently helped with a Paycheck Protection Program loan.

Carly Chung-Stowe
Member since 2009

Bank with us 

At Genesee, you’re not a number. You’re a member-owner. That means the benefits from our Rochester credit union go to you. Not shareholders thousands of miles away.