Business Services
- DBA and Corporate Accounts
- Low-Cost Business Checking/Share Draft
- Coin and Currency
- 24/7 Deposit Drop
DBA and Corporate Accounts
If you are in need of a Business Account, we offer two different options:
- DBA Account: If you have established a "Doing Business As" also known as a DBA name for your business, you can open a separate account or have it added to your existing account. There is no fee for adding it to your existing account and $10 to open a separate DBA account. Please be sure to bring proof of your DBA and separate tax ID #, (if applicable) for our records.
- Corporate Account: If you have incorporated your business, please bring a copy of the federal tax identification number (TIN) or state employer identification number (EIN) and a copy of your corporate papers. We will also ask for a signed corporate resolution which we have here at the CU, naming the officers of the corporation and the authorized signatures. The membership fee for opening a Corporate Account is $25.
Low-Cost Business Checking/Share Draft
We offer all the same services to our DBA and Corporate accounts as we do to our individual member accounts. There is no monthly service charge and no fees for deposit items or coin and currency requests. We will help you with all your "banking" needs and be available to help you with the financial needs of your business.
Coin and Currency
You can arrange with us to help you with your coin and currency needs for your business, whether for depositing money to your account or getting coin and currency for your business. There is no charge for this service but if you will be needing more than $1,000 in cash withdrawn, we ask that you call us 24 hours in advance until we set up a regular schedule if you will need this every week.
24/7 Deposit Drop
We have a secure deposit drop located on the outside of the building. The deposit drop capacity allows for secure paper currency and checks. It does not have capacity for large coin and currency deposits. It is available for all members to use. Deposits made are recorded AFTER we open at 10 AM each morning and checked just before closing each evening.
Our Members make the difference.
Member Since 2004
"What has the CU done for and meant to me? How about warmth and security? When I joined I felt, and still feel, that the diversity of the neighborhood is well represented both by the CU's members and its employees. As welcoming as the staff is, I had no problem following when the building on Gregory St became its new home. The loyalty I felt to Genesee Co-op FCU at that time has been validated by an incident in May 2009. One of my checks was presented to the teller, unsigned, for a large amount. When that individual came back with same check supposedly signed by me, the CU refused to cash it, because the staff recognized the signature as forged. I got to see how the sense of kinship the CU propagates, plays out in order to safeguard its members. Thank you, team."