Loans
Genesee Co-op is a great place to borrow when you are looking for a competitive rate, excellent customer service and financial guidance. There are all kinds of ways we go the extra mile to help our members. We are "The Little Credit Union that CAN!" We can help you establish or re-establish credit. We can help you with your auto purchase. We can help you lower your debts and become debt-free if that is your goal. We can help you learn about your credit score and how to improve it or correct your credit report if there are errors. We can assist you in maintaining a perfect payment record through Automatic Payment options. We also offer credit disability and credit life insurance on our loans as a way to provide additional protection for our members and the credit union.
Genesee Co-op FCU is a founding member of New Yorkers for Responsible Lending (NYRL), a statewide coalition that promotes access to fair and affordable financial services and the preservation of assets for all New Yorkers and their communities.
All members' payment histories are provided to the four national credit reporting services. To see our current Loan Rates and Terms, and other lending details, click here.
Genesee Co-op FCU offers a variety of loan products for our CU members! We offer:
Genesee Co-op's loan rates and terms are competitive with, and often times better than, those of other financial institutions. We offer to match any competitor's auto loan rate when possible and we give an additional 0.50% APR discount for vehicles that get 30 MPG as a "green" incentive (no additional incentive beyond the match rate).
Our Members make the difference.
Member Since 2003
"I love doing business with the Credit Union. While I really like to keep my life simple and close to home, I've kept my accounts with the Credit Union even though I recently remarried and moved a little further away. I just feel welcome, established, and connected there. It feels good to support such a human-sized institution where accounts and lending are handled with compassion and common sense - not just by numbers or a computer program. I feel that by depositing my money at the Credit Union, I am helping it be possible for that money to be lent out to help good things happen for other people. I want my son, Dylan, to be positively influenced by that experience, too."