Mortgage Rates
THINK OF YOUR CU when you are thinking about a MORTGAGE
First Mortgages for Purchase or Refinance
All first mortgage products, including purchases and refinances, are offered through CUMA - the Credit Union Mortgage Association. Please contact us or CUMA for a mortgage rate today.
For more information on our mortgages vist our mortgage page.
Home Equity Line-of-Credit
Our HELOC rate is Prime plus 0% with a floor of 4.00% APR and a 20-year repayment period.
For more information, contact Ben Pecora-Sanefski at 585-461-2230 or
Home Improvement Loans
LOANS | TERMS | APR as LOW as |
Second Mortgages for Home Improvements | 12 - 60 Months | 6.745% ** |
61 - 72 Months | 7.245% ** | |
73 - 84 Months | 7.745% ** | |
85 - 96 Months | 8.245% ** | |
97 - 108 Months | 8.745% ** | |
109 - 120 Months | 9.245% ** | |
121 - 132 Months | 9.745% ** | |
123 - 144 Months | 10.245% ** | |
145 - 156 Months | 10.745% ** | |
157 - 168 Months | 11.245% ** | |
169 - 180 Months | 11.745% ** | |
Loan Rates Subject to Change without Notice |
All Loan Rates and Product Availability Subject to Change Without Notice.
Our Members make the difference.
Member Since 1982
Alison is credited with inspiring the founder of Genesee Co-op FCU, David Knoll, to become an organizer of the credit union. According to David, "Alison said to me 'You need to start a credit union!' With the information and contacts she provided me, I worked to get Genesee Co-op FCU going." THANK YOU ALISON!!
"I was an early joiner. I'm supporting what I believe."