Savings Rates
Effective as of June 30th 2023 for Member Share/Savings Account:
0.25% APR/0.25% APY for accounts with an average daily balance of $25 or more. Dividends are paid quarterly.
We also offer a special incentive for members who receive their statements electronically thru online banking: 3.00% APR/3.01% APY is paid on the first $500 in this account. Click here to find out more about how to sign up.
Club or Special Savings Account:
0.25 APR/0.25% APY for accounts with an average daily balance of $25 or more. Dividends are paid quarterly.
Peace Account:
For members who do not want to earn dividends/interest on their savings at the credit union. This account pays no dividends.
APR = Annual Percentage Rate
APY = Annual Percentage Yield
Certificate Rates - Have INCREASED!
| SHARE CERTIFICATES |
Dividend Rate/Annual Percentage Yield |
| Quarterly Dividends | |
| 1YEAR | 2.250%/2.269% |
| 2 YEAR | 2.250%/2.269% |
| 3 YEAR | 2.250%/2.269% |
| Dividends Paid At Maturity | |
| 1 YEAR | 2.250%/2.250% |
| 2 YEAR | 2.250%/2.250% |
| 3 YEAR | 2.250%/2.250% |
| Rates are indications only and are subject to change at any time. | |
The above rates are effective as of September 1st, 2024.
Special Jumbo Certificate rates and terms are available for amounts over $100,000. Please inquire at the credit union.
Our Members make the difference.
Member Since 2004
"What has the CU done for and meant to me? How about warmth and security? When I joined I felt, and still feel, that the diversity of the neighborhood is well represented both by the CU's members and its employees. As welcoming as the staff is, I had no problem following when the building on Gregory St became its new home. The loyalty I felt to Genesee Co-op FCU at that time has been validated by an incident in May 2009. One of my checks was presented to the teller, unsigned, for a large amount. When that individual came back with same check supposedly signed by me, the CU refused to cash it, because the staff recognized the signature as forged. I got to see how the sense of kinship the CU propagates, plays out in order to safeguard its members. Thank you, team."